How Anthropic's tier ladder actually works (spend, not days)
Anthropic's tier ladder is **spend-only**: you advance to the next tier the moment your cumulative credit purchases (excluding tax) cross the threshold. There is no minimum-days requirement like OpenAI's Tier 5 wait. **Tier 1** requires **$5 in credit purchases** and gives you a **$500/month spend cap**. **Tier 2** requires **$40** and keeps the **$500/month cap**. **Tier 3** requires **$200** and lifts the cap to **$1,000/month**. **Tier 4** requires **$400** and lifts the cap to **$200,000/month**. Above Tier 4, **Monthly Invoicing** removes the monthly cap entirely (negotiated via sales, Net-30 terms by default).
Two non-obvious mechanics: First, the threshold is on **credit purchased**, not credit consumed. Buy $400 of credit on day 1 and you are immediately promoted to Tier 4 — even if you've only burned $12 of it. This is the opposite of OpenAI's policy, where only *consumed* paid usage counts toward the tier. Second, the **max-credit-purchase-per-transaction** limit at lower tiers (Tier 1 and Tier 2 cap single deposits at **$500**) is an anti-overfunding guardrail, not a tier requirement — you can hit Tier 4 in four $100 deposits or stack purchases to clear $400 quickly.
Promotion is instant and automatic. Once the threshold clears, your organization moves up in the same API call cycle. Check your live tier and limits at console.anthropic.com/settings/limits or read them programmatically via the Rate Limits API. **Claude Platform on AWS** is an exception: organizations start at Tier 1 and there is no automatic tier advancement — rate-limit increases go through your Anthropic account representative.