Phase 1: set up Bolt.new account + pick the right plan
Go to bolt.new, sign in with GitHub OAuth (preferred — speeds up Phase 6 when you push to GitHub) or email. The free tier lets you generate an app and iterate ~5-10 times before hitting daily token limits. Use the free tier for the first hour to validate your idea fits Bolt; upgrade once you commit.
**Plan picking heuristic.** First-time Bolt user with one SaaS idea: Pro $20/mo (10M tokens) is the right starting point. Most first-week prompts burn 200-500k tokens; the 10M ceiling typically lasts 3-4 weeks of active building. If you hit the ceiling mid-month, you can upgrade to Pro 50 ($50, 26M tokens) without losing your project.
**The 'three apps in parallel' anti-pattern.** A lot of first-time Bolt users start three SaaS apps simultaneously thinking they'll see which one sticks. Token burn triples; quality per app suffers because the prompt iterations are shallower. Discipline: pick one SaaS, build it to 'demo-ready' (auth + payment + 2 core flows), THEN start the next one. Plan size: Pro $20 for one app at a time; Pro 50+ if you genuinely run parallel builds.
**Team plan signals.** Skip Teams unless you have 3+ collaborators actively editing the same project. The Pro tier supports project sharing with read-only links; you only need Teams when multiple people are actively making code changes concurrently.
**The annual discount question.** Bolt offers ~20% off on annual plans. Same answer as every AI tool in 2026: don't take annual until you've done 30 days of real building. The monthly premium is the cost of optionality on a fast-moving product.